McKillop Mutual Insurance Company
Automobile Insurance • Insurance Information • Auto ChecklistPremium DiscountsAbout Your ATV
The What, Where, When and How of Auto Insurance
What you drive, where you drive, when you drive, how you drive and how much driving you do can influence the amount you pay for automobile insurance.

You could pay more for auto insurance if you:

  • Are responsible for an accident
  • Are convicted of numerous or serious traffic violations
  • Purchase a "high risk" automobile (one that costs more, or is more prone to theft or damage)
  • Move to a larger city
  • Start driving to work or driving farther to work
  • Add a new driver to your policy

How to Save on Your Auto Insurance

Drive safely: At-fault accidents and traffic convictions increase your premium
Raise your deductibles: Higher deductibles result in lower premiums
Drop unnecessary coverage: If you have an older vehicle, consider dropping collision coverage