McKillop Mutual Insurance Company
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Vehicle Coverage Checklist
When you get your renewal, please take time to check it over:
  • Is the policy in the name of the Registered Owner of the vehicle?
  • How many drivers in household?
  • How many vehicles in household with correct VIN numbers?
  • Are all drivers in the household listed with drivers license numbers?
  • Does the vehicle commute to work? If so, how many km one way?
  • Estimated distance travelled per year for each
  • Do you have the coverages you want? eg. Liability and deductible amounts?
  • Has the use of the vehicle changed, have you reported this to your broker?
  • Is vehicle used for business (eg. real estate, salesperson)?
  • Is vehicle used for commercial purposes (eg. construction, lawn cutting, snow ploughing, newspaper delivery, pizza delivery, mail delivery, farming)
  • Is vehicle modified (customized) (eg. upgraded sound system, paint job, handicapped lifts etc)?
  • Is the correct vehicle insured? Please check the VIN on your vehicle!
  • Do you require Loss of Use?
  • Do we have your homeowner insurance?
  • Are you retired?
  • Do your children attend school away from home?