This company is community based and is owned by the policyholders. The policyholders elect a board of directors to oversee the operation of the farm mutual. McKillop Mutual has been serving the counties of Huron and Perth since 1876, specializing in farm insurance. Our business has expanded into insurance for your homes, automobiles and small businesses such as contractors, churches, retail stores, and apartments .

Farm mutual insurance companies own their own reinsurance company which is called Farm Mutual Reinsurance Plan Inc. Farm Mutuals also participate in the Fire Mutual Guarantee Fund which stands behind all Farm Mutuals guaranteeing that all policyholder claims will be paid in the event of a catastrophe.